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Role Players 2024


Sarath K. Lal

AVP
Standard Chartered Bank

Sarath is a Financial Risk Management expert who has worked across multiple banks to help manage different types of financial risk with the use of data and analytics. He is currently a lead for the Data Strategy Team in Credit and Portfolio Management at Standard Chartered Bank where he is the technical product owner for uplifting the global processes for credit risk PD, LGD and EAD model lifecycle through database creation, data quality & governance and analytics. In addition to this, he is involved in analyses to help reduce the risk based capital held by the bank for the wholesale banking portfolio.

He has a total of 10 years experience across banks such as Credit Suisse, Goldman Sachs and Standard Chartered. He is an engineer from NIT Calicut, MBA from SIBM Pune and certified FRM from Global Association of Risk Professionals.

Key contributions include helping to automate the OTC (Over The Counter) derivative exposure review process in Credit Suisse, pioneering the use of several data analytics methods for global internal audit coverage of market risk at Goldman Sachs as a Data Analytics Champion for Asia, creation and use of a Hadoop based database to support the end-to-end credit risk model lifecycle for reporting and internal risk based models globally at Standard Chartered Bank.